Your Overall Plan


Trickling Tempo © Larry Kanfer

Life can only be understood backwards, but it must be lived forwards.

– Soren Kierkegaard

OUR FOCUS IS HELPING YOU FORMULATE COMPREHENSIVE, THOUGHTFUL PLANS, OF WHICH LIFE INSURANCE IS ONE COMPONENT.

  • How to best keep, transfer, or realize the value of a company is a complex issue that we help clients resolve. Often, business assets are appreciated, illiquid, low basis, and among your most valuable assets. We help you maximize the value of your business for your benefit and minimize tax liabilities and risks.
  • We help clients with personal issues, such as business succession planning within a family, how to provide equitably for other beneficiaries, and how to build incentives, creditor protection, and flexibility into your plans.
  • Many clients are concerned about giving family too much wealth. We help you provide for your family as you wish, and control the disposition of the balance in ways that are fulfilling to you.
  • We facilitate family meetings to improve understanding, communication, and trust.
  • Many clients have asset protection concerns, due to the nature of their businesses or their assets and beneficiaries. We have significant experience helping them address these concerns.

We help you amend your plans, over time, in light of changes in your goals, or in family circumstances, business ownership, or finances.