About The Downey Group, Inc.

The Downey Group, Inc. provides high quality life insurance, long term care, disability programs, and related planning, for affluent individuals, families, and businesses. We work closely with you to help accomplish a variety of wealth accumulation, preservation and transfer objectives.

Friendship Circle, © Larry Kanfer

Our Philosophy

Our first priority is to listen to our clients, help them define and articulate what they want to accomplish, and then tailor our services to meet their needs.

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Trickling Tempo, © Larry Kanfer

Our Process

Helping you determine your goals, mission, and objectives is the essential beginning point from which all good planning proceeds.

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Lincoln Hall Stairway, © Larry Kanfer

Our Services

Offering customized, cutting-edge life and disability insurance solutions for more
than 50 years.

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Sunrise © Dave Downey

Life Insurance Retirement Plan

Cash value life insurance can be a valuable means of saving additional funds for retirement. Premiums paid into permanent life insurance contracts can generate a cash value which grows tax-deferred. At retirement, tax-favored loans and withdrawals can be used to access the cash value, creating a stream of cash flow to supplement other retirement income.

*Loans and partial withdrawals will decrease the death benefit and cash value and may be subject to policy limitations and income tax.

The Power of M

M Financial Group’s Member Firms are recognized in the wealth transfer, executive benefits, and wealth management markets. Through the relationships M Financial has established with major product manufacturers, including John Hancock, Nationwide, Pacific Life, Prudential, TIAA-CREF Life Insurance Company, and Unum, and the expertise of more than 130 leading independent financial services firms, Member Firms are positioned to deliver customized insurance, benefits, and investment solutions to meet the complex needs of their clients.

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